Constantly balancing a budget between your debts and expenses can often feel like you're carrying the weight of the world on your shoulders. The lure of credit can be tempting, offering shoppers the freedom to buy whatever they want, whenever they want and leave the bill for later. However, without exercising caution, this can leave very nasty repercussions that can lead you down the path of excessive interest and high debt, sometimes paying many times your original purchase cost and leaving you in the lurch. Instead, by working on improving your budget little by little, you can lighten the load on yourself, and possibly even start saving more money.